Scuba Medic - Recreational diving accident insurance

ScubaMedic: worldwide cover for diving accidents for all levels

Whether you’re a novice diver or an experienced instructor, ScubaMedic is designed for divers of all levels and certifications. It is a recreational diving insurance policy specifically developed to cover diving accidents internationally, regardless of where you dive. Whether you’re diving in local waters or abroad, you’ll have worldwide protection during your underwater activities.

ScubaMedic offers comprehensive cover in the event of an accident, covering the medical expenses arising from a diving incident so that you don’t have to worry about the cost of specialist treatment. It includes full cover for hyperbaric treatments (hyperbaric chamber therapy) required following a decompression accident, as well as search and rescue costs and emergency medical transport in the event of an incident during a dive. Furthermore, it provides financial compensation in serious situations, covering both accidental death and permanent disability of the diver.

This policy complies with current Spanish legislation, incorporating the compulsory third-party liability for recreational diving. This means you’ll also be protected against any damage caused to third parties or legal claims arising from your underwater activities. All this is backed by Lloyd’s Insurance Company S.A., the world’s oldest and most prestigious insurer, which adds an extra layer of trust and reliability to your insurance.

Cover and benefits of ScubaMedic diving accident insurance

ScubaMedic offers you comprehensive cover and exclusive assistance services, designed to give you complete peace of mind on every dive. Below we highlight its main cover and benefits:

Main cover provided by ScubaMedic diving insurance

• Medical expenses and hyperbaric treatments: up to €50,000 for hospitalisation costs, surgical procedures and hyperbaric therapy (with unlimited hyperbaric treatments at approved medical centres).
• Search, rescue and emergency repatriation: up to €30,000 to cover search and rescue operations at sea, urgent medical evacuations and emergency transfer to a hospital or repatriation to your country of origin if necessary.
• Compensation for death or permanent disability: €10,000 in financial compensation for you or your beneficiaries in the event of a diving accident resulting in accidental death or permanent disability.
• Third-party liability (TPL): up to €150,000 to cover damage to third parties, claims or legal proceedings that may arise whilst practising recreational diving.

Benefits of taking out ScubaMedic diving accident insurance

• 24-hour emergency assistance: immediate telephone assistance 365 days a year, with multilingual operators (Spanish, English, German) ready to coordinate your care in the event of an accident.
• Management and direct payment of medical expenses: the ScubaMedic team takes care of coordinating medical care and covering the costs of your treatment abroad, ensuring you receive care without delay or complicated paperwork.
• Specialist medical advice: access to doctors specialising in diving medicine who will guide you with any queries or concerns following a diving incident, including obtaining second medical opinions where necessary.
• Assistance with evacuations and repatriation: comprehensive logistical support if you need to be transferred to another medical centre or returned to your home country for health reasons, arranging flight changes, accommodation and everything necessary for your speedy recovery.
• Legal and administrative guidance: professional assistance with legal procedures relating to diving accidents or claims, so that you do not have to face the bureaucratic side of things alone during difficult times.

All these coverages and benefits make ScubaMedic one of the most comprehensive recreational diving insurance policies on the market, ensuring you’re fully protected every time you dive.

Take out your ScubaMedic diving insurance today and dive with peace of mind

Don’t put off your safety until later. Taking out ScubaMedic insurance is a quick and simple process that you can complete 100% online in just a few minutes. For just €43 a year, you’ll get comprehensive cover that looks after you, your wallet and allows you to dive with complete confidence.

Every dive carries a risk, but with ScubaMedic you’ll be prepared for any eventuality. Imagine the peace of mind that comes from knowing that, in the event of a diving accident, you won’t have to worry about exorbitant medical bills or coordinating rescues or treatment: everything will be covered and managed by professionals. What’s more, you’ll be complying with mandatory regulations, avoiding fines and legal complications.

Take out your ScubaMedic diving accident insurance now and enjoy your underwater adventures worry-free! Our team will email you your insurance certificate straight away so you can dive with cover from today. Don’t wait for an incident to happen: make the smart choice and start diving with the peace of mind that only good diving insurance can give you.